Meet our Team

Richard Poole

Financial Representative

Richard has been in Insurance & Financial Services industry since 2006.  After graduating from LaGrange College where he played on the golf team and studied Psychology, Richard got his start in Employee Benefits.  After several years of learning the ropes, he went to work for Farmers Insurance.  First within management where Richard mentored and trained agents and their staff, then later owning his own agency in Gallatin, TN.  Fast-forward to 2018.  With the founding of Freedom Insurance & Financial Group, Inc, Richard is now focused on harnessing the knowledge and past experiences to help better educate Middle- Tennessee families and businesses.

Outside of the office, Richard is a family man.  Father of twins Riley & Reese along with the eldest, Reagan, he and his wife Rachel enjoy traveling, sports, food and friends.





David Howell, CFP®, AIF®, ChFC®, ChSNC®, CLU®

Financial Services Representative

Principal Securities Registered Representative

Financial Advisor

I've been in the financial services industry since 2002. In 2005, I was named partner and served in a management capacity educating and developing advisors in the Middle Tennessee and Kentucky area.  In 2014, I joined the Central States Business Center of Principal Financial Group® in Brentwood, TN. 

I have extensive knowledge in working with business owners.  My background and education are helpful in assisting business owners in succession planning, retirement planning and comprehensive financial planning. 

One of my passions has been working with the community with unique abilities. I obtained the Chartered Special Needs Consultant(ChSNC) designation in 2013 from the American College of Financial Services®.  I have served on the outreach committee for the Vanderbilt Kennedy Center, as a board member for the Autism Tennessee Society of Middle Tennessee, and on the board for the Brentwood YMCA. I currently co-chair the Brentwood YMCA Full Circle Committee. 

My wife, Hecseliz, and I have two boys and are active members of Judson Baptist Church in Nashville, TN. I co-champion the Legacy Mission Village Partnership within the church, and work to empower the refugee community in the Middle Tennessee area through education and skill-building.  I played college baseball at Valparaiso University and went on to graduate with a BBA in Finance and an Emphasis in Economics at the University of Iowa.


Cris Warden

Executive Administrative Assistant

I am excited to join David’s team after many years in the healthcare field!  I am looking forward to adding my “personal touch” with my customer service experience to the clients we service!

I was born and raised in Indianapolis, but have lived in Scotland, Virginia, Connecticut, Hawaii, and have been in middle Tennessee for 13 years now!

I am “mom” to 3 grown kids and “Mimi” to 7 grandkids…I am blessed!  My husband, Jamie and I attend Conduit Church where I have served in children’s ministry for 8 years. I have a passion for helping people and try to live my life BEING the help I myself have needed at times.

As newlyweds, my husband and I enjoy drives to “nowhere” in particular and we are LOVERS of live music! We also love spending time with our friends and family over a meal and game night!




Mary Joe Morazan

I became a member of David Howell’s team in May 2020 as an intern. I am originally from Tegucigalpa, Honduras and decided to move to Nashville in August 2016 to attend college in Trevecca Nazarene University. I am set to graduate at the end of the summer semester in August 2020 with a degree in Business Administration with a concentration in International Business and a minor in Marketing. 

I am an active member of the Catholic church and attend the Cathedral of the Incarnation. During my free time I enjoy hanging out with my friends, getting to know people, their stories, and going on adventures. I also like aspiring to greatness by doing everything I can to pursue my goals while helping others pursue theirs.