Individuals

Accumulation Strategies

Many Americans are not prepared for retirement. Our focus is to guide our clients to invest in solutions designed to meet their objectives and be tax efficient in the process. We provide the following solutions:

  • Taxable accounts
  • IRAs (Traditional, Roth, SIMPLE, SEP)
  • Managed accounts
  • Mutual funds
  • Exchange Traded Funds
  • Active and Passive Managed Funds
  • Individual Securities
  • College Savings Plans
  • Annuities – fixed, variable, indexed, and income

 

Legal

We can work with your estate planning firm to help walk you through your legal or estate planning needs. 

 

Tax

We work with your tax planning firm to assist in your tax planning needs. We collaborate with your tax professional to help ensure that your overall tax strategy is coordinated with your financial plan.

 

Life Insurance

Your overall protection strategy is important, and life insurance is an essential part of your financial plan. We review your current policies to determine if they meet your family's needs, and if necessary, we provide the following solutions:

  • Term insurance
  • Permanent Insurance products such as Universal Life, Variable Universal Life, Indexed Universal Life, Whole Life
  • Cash Accumulation, Death Benefit only or Combination Strategies
  • Survivorship Policies

 

Disability Income Insurance

Protecting your income should be a priority. In most cases, an individual's life time income is their largest asset. Individual policies provide pre-tax benefits and can supplement employer provided coverage when needed.